Show yourself some love.
The fact is though that when you really need some extra savings, if you get sick, lose your job, or just really want a great holiday, by the time you actually need the cash, it will be too late to start thinking about putting money aside.
A savings account is great, but you can only expect around 1% per year and currently with the European Central Bank pushing interest rates into negative territory your savings account is not your best bet.
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